PCH Mutual Insurance Company, A Risk Retention Group, is a mutual insurance company owned by its policyholders who consist of owner/ operators of assisted living facilities and personal care homes that serve senior citizens. Insured members include over 1,000 small to medium size personal care home owner/operators.
State of Domicile: DC
Operating States: All States except: AK, AZ, AR, CA, HI, KS, LA, MN, MS,
NV, NH, NJ, NM, UT, WV and WY
Lines of Coverage: General Liability (GL), Professional Liability (PL)
Limits: $1,000,000 / $3,000,000
Reinsurance AM Best Rating: “A”
Underwriting Guidelines: Personal care homes and assisted living facilities;
Capital Contribution Amount: 33.33% of 1st year fully mature claims made premium
