PCH Mutual Insurance Company, A Risk Retention Group is a mutual insurance
company owned by its policyholders who consist of owner/operators of assisted
living facilities and personal care homes that serve senior citizens. Insureds
include over 1000 small to medium size personal care home owner/operators.
State of Domicile: DC
Operating States: All States except: AK, AZ, AR, CA, HI, KS, LA, MN, MS,
NV, NH, NJ, NM, UT, WV, WY
Lines of Coverage: General Liability (GL), Professional Liability (PL)
Limits: $1,000,000 / $3,000,000
Rating A (Excellent)
Reinsurance AM Best Rating: Lloyds and London Reinsurers “A”
Underwriting Guidelines:
> Personal care homes and assisted living facilities;
> Minimum four beds
Capital Contribution Amount: 33.33% of fully mature claims made premium
